Which Company To Choose?
When looking for the best credit card processing companies for receiving church donations, it helps to compare a few. If there are outreach relief programs, for example, you need the quickest way to get the donations in. At DonorWerx, we have lots of experience with other financial partners and can give you a rundown on their benefits.
Merchant providers are the go-between service that your church needs. Think of them as connecting all the transactions seamlessly, behind the scenes. The providers that we list below can connect to the credit card network, your donor’s issuing bank, and your own church banking services. Once you set everything up, the rest of the process is automated for easier flow.
You want to make sure that the credit card processors you choose are PCI-compliant and use advanced encryption methods. Read this article to find out if you are getting fair rates with your credit card processors.
Our Choice Credit Card Processing Merchants
Here are a few tried and proven credit card processing merchants you can research.
Stripe
Stripe is full of prominent features and super easy to Get started with. You can customize the platform and see everything in one glance. It is known for its flexibility and easy integration, and also for its ability to receive other currency payments easily. Stripe was a top option for remote businesses that had to do quick financial transactions during the pandemic.
Stripe is reliable for any digital donations from:
- Visa
- Visa Debit
- Mastercard
- Discover
- JCB
- American Express
- Apple Pay
- Google Pay
- Visa Checkout
- Masterpass by Mastercard
- Amex Express Checkout
- Microsoft Pay
- Alipay
- WeChat Pay
- International payment options
PaymentCloud
PaymentCloud is another good option for processing credit cards when accepting donations. You can get next-day funding and a dedicated account manager, and benefit from its competitive rates. If you are just starting out with national donations online, try it for a good partnership.
PaymentCloud is PCI-compliant and accepts major credit cards, including:
- Visa
- American Express
- Mastercard
- Discover
- Star
- Apple Pay
- Union Pay
Helcim
Helcim offers transparent pricing and volume-based discounts, CRM and inventory management tools, and an easy sign-up process. In business since 2006, Helcim is a great choice for small churches that are just starting out with receiving online donations via credit cards. It is a Level 1 PCI-DSS compliant service provider that uses top-notch security.
If your donors use any of the following, Helcim is able to accept their gifts:
- Visa
- Mastercard
- American Express
- Discover
- Apple Pay
- Google Pay
- JCB
- Pin debit cards
Another plus is that Helcim integrates with QuickBooks and WooCommerce, so you get more benefits in one product, including inventory management and a Point of Sale (POS) system.
PayPal
Most people are familiar with Paypal, and its efficiency ensures quick transactions. Because it is already a household name, it will be easy to ask for donations on this platform. Churches love its fast, hassle-free setup, mobile wallet options, and no monthly fees or contracts. You only pay a fee per transaction.
PayPal is also trusted because it holds many PCI compliance certifications and allows you to accept any of these:
- Visa
- Mastercard
- American Express
- Discover
- PayPal
- Venmo
It is super simple to set up PayPal, and also to link this donation platform on your Giving Page. For more information on church tithing software, read this article.
National Processing
We were impressed with National Processing’s budget-friendly service for churches. If you are looking for a company that offers low prices, no monthly minimum volume, and transparent fees, go with National Processing. It was set up in 2007 and has been consistently getting good reviews for its reliable service.
National Processing allows you to accept online donations with:
- Visa
- Mastercard
- Discover
- American Express
- Electronic checks
Square
This is another of the best credit card processing companies to use. If you and your pastors need to start accepting credit card payments in-store and online right away, try Square. It has plenty of equipment options, plus you can count on its phone support during business hours. The setup is fast and easy, and it has been helping companies since 2009.
Square enables you to start getting donations from donors with any of the following:
- Visa
- Mastercard
- American Express
- Discover
- JCB
- UnionPay
- Consumer credit cards
- Business credit cards
- Debit cards
- Prepaid cards
Just remember that you pay a flat rate regardless of the type of credit card type.
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How DonorWerx Can Help
At DonorWerx, we believe you can only succeed as a church if you stay updated with the way donors do business. Their habits and giving styles are individual, but what everyone wants at the end of the day are solutions to their problems.
Choosing payment plans that make it easy, both for you as a church and for your donors, is crucial. Contact us today to find out how we can help your church transition to online donor plans.
